First Niagara Bank
Choose from our many relationship packages
to find the one that works best for you.
 
First Niagara has various checking account options that will work hard for you — whether you’re interested in a
checking account with no fees, one with a low minimum balance, or one that provides free foreign ATM access.
 
  Value Checking Preferred Checking Prestige Checking E-Checking
No Minimum Combined Balance Requirement Yes $10,000 $50,000 Yes
No Monthly Maintenance Fee Yes $10
if minimum
balance is not met		 $15
if minimum
balance is not met		 Yes
Free First Niagara ATM Access Yes Yes Yes Yes
Free Foreign ATM Access $1 per transaction Yes Yes Yes
Free Debit Card Transactions $.35 per
pin-based transaction		 Yes Yes Yes
Free Online Banking Yes Yes Yes Yes
Free Bill Pay Service Yes Yes Yes Yes
Free Telephone Banking Yes Yes Yes Yes
Free eStatements Yes Yes Yes Yes
Free Check Imaging with eStatements Yes Yes Yes Yes
Access To Over 150 ATMs Yes Yes Yes Yes
No Per Check Fee Yes Yes Yes First 5 checks
free $.50
Thereafter per
check
Overdraft Protection Yes Yes Yes Yes
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