First Niagara Bank

Belief Backer Bundle Description
 

Belief Backer Bundle rewards are earned based on the following:
• Checking account with two services added earns a $25 reward
• Checking account with five services added earns a $50 reward

 
Qualification Detail
Customers with No Current Checking
Customer must open a new personal checking account and add either two qualified services to earn $25 or five qualified services to earn $50. Qualified services are defined below.
 
Existing Checking Customers
Customer’s checking account must be registered by a Bank representative and customer must add either two qualified services to earn $25 or five qualified services to earn $50. Qualified services are defined below.
 
Qualified Services
DEPOSIT ACCOUNTS
Statement Savings, Pension Savings, and Relationship Builder Money Market Accounts opened from 9/8/08 thru 10/31/08. Minimum Balance Requirements apply.
 
LOANS AND LINES OF CREDIT
Any Home Equity Line or Loan, Personal Installment Loan, or Personal Line of Credit established from 9/8/08 thru 11/30/08.
 
SERVICES
Any of the following services can be added/activated and included in the program, either by opening during the campaign or by registering with a Bank representative:
  • Direct Deposit – one per account. Additional direct deposit added to an account that already had direct deposit service will not count toward Belief Backer Bundle. Must be established by 11/30/08.
  • Bill Pay Enrollment – one per household. Adding additional Bill Pay users will not count toward Belief Backer Bundle.
  • Debit Card Issuance – one per household. Additional cards will not count toward Belief Backer Bundle.
  • FNSI (First Niagara Securities, Inc.) Relationship – customer/household that does not have ANY current relationship with FNSI/UVEST Financial Services must sign up and establish a FNSI relationship. Accounts must be established by 11/30/08. (SBLI products and services are not included.)*
Unless otherwise noted, all accounts and services must be established/opened by 10/31/08. An account opened and closed in the same month will not be eligible.
 
Additional Eligibility Guidelines
  • Personal accounts only.
  • Household members cannot be participants in other cash reward programs (such as Bank at Work or New Mortgage customer).
  • First Niagara employees and their immediate family members are not eligible.
  • One reward per household.
  • Reward will be credited to the identified (registered) checking account.
  • Reward will be paid monthly on or after the 20th of the month. Final rewards credited in December of 2008.
  • Prior sales excluded.
Member FDIC
*Securities are offered by and financial consultants are registered with UVEST Financial
Services, member FINRA/SIPC. UVEST and First Niagara are independent entities.

SECURITIES AND INSURANCE PRODUCTS ARE:
NOT A DEPOSIT | NOT FDIC-INSURED | NOT GUARANTEED BY THE BANK
NOT INSURED BY ANY GOVERNMENT AGENCY | MAY GO DOWN IN VALUE
Equal Housing Lender